INVESTOR CAPITAL PROGRAMS
Tailored Capital Solutions
Direct liquidity structured specifically for high-volume real estate investors, builders, and portfolio operators.
DSCR Rental Loans
Qualify purely on property cash flow without tax returns or personal income documentation. Built for long-term hold strategies.
- Up to 80% LTV Purchase & Refi
- No personal income verification
- 30-year fixed & ARM structures
- 1-4 units, condos, & short-term rentals
Fix & Flip Lines
High-leverage acquisition and 100% renovation capital deployed rapidly so you never lose a value-add opportunity to a cash buyer.
- Up to 90% of Purchase Price
- 100% of Renovation Budget funded
- Close in as few as 5 to 7 days
- Interest-only monthly payments
Ground-Up Construction
Full-lifecycle construction capital for single-family subdivisions, spec homes, infill builds, and multi-unit developments.
- Up to 85% LTC / 75% As-Completed Value
- Seamless draw schedule management
- Loan amounts from $250K to $15M+
- 12 to 24 month flexible terms
Bridge Loans
Fast-closing transitional debt to capture time-sensitive off-market properties, recapitalize partners, or stabilize assets.
- Express closing within 72 hours
- Non-recourse options available
- Flexible 6 to 36 month horizons
- No prepayment penalty structures
Rental Portfolio Blanket
Consolidate multiple scattered properties under a single loan, lower your blended cost of capital, and extract equity efficiently.
- Single monthly note across 5 to 500+ doors
- Cash-out refinance to scale acquisitions
- Custom property substitution features
- Nationwide portfolio coverage
Commercial Real Estate
Institutional capital deployment for multifamily (5+ units), mixed-use, self-storage, light industrial, and retail commercial assets.
- Loan facilities from $1M to $50M+
- Stabilized, value-add, & repurposing
- Non-recourse agency & private debt
- Flexible amortization up to 30 years
Need a custom debt facility? Speak directly with our desk at 540-903-4681
THE BROKER-PARTNER ADVANTAGE
25+ Years of Authority
Loop Whole Funding operates not as a rigid retail box, but as an elite capital advisory partner. With more than a quarter-century of structured finance mastery, we architect customized debt stacks, unlock institutional credit facilities, and accelerate closing cycles for sophisticated real estate operators.
- Bespoke debt advisory tailored to complex portfolio objectives
- Direct conduit access to institutional balance-sheet capital
- Expedited underwriting tables designed for time-sensitive acquisitions
PRE-QUALIFICATION PARAMETERS
Clear Path to Capital
Institutional underwriting with entrepreneurial agility. Review the foundational criteria required to deploy non-recourse, DSCR, and private debt capital for your commercial or residential portfolio.
DIRECT LEAD FUNNEL DESK
Scale Your Portfolio Today
Connect with senior loan officers at Loop Whole Funding to structure your next acquisition, cash-out refinance, or ground-up construction facility without institutional friction.
● Call Now: 540-903-4681
Direct Desk Hours: 8:00 AM - 7:00 PM EST : Fast Underwriting Response
01. Eligible Entity Structuring
Loans are issued exclusively to business entities (LLC, Corporation, LP, or Trust). Borrowers must be registered in good standing within the subject property state or their primary operating jurisdiction.
02. Verified Liquidity & Reserve Capacity
Demonstrated proof of down payment capital plus 6 to 9 months of verified principal, interest, taxes, and insurance (PITI) post-closing reserves via bank, brokerage, or institutional statements.
03. Asset Performance & DSCR Coverage
For long-term rental portfolios, properties must demonstrate a minimum 1.15x to 1.25x Debt Service Coverage Ratio based on fair market appraisal rent. No personal W-2 income verification required.
04. Transactional Track Record
Fix and flip or ground-up construction programs require 1 to 3 completed projects within the past 36 months for premier leverage tiering (up to 90% LTC / 100% Rehab). First-time investors accepted with adjusted LTV guidelines.
THE FUNDING LIFECYCLE TRACK
The Deployment Architecture
From initial project review to capital disbursement, our institutional workflow is structured for speed, underwriting accuracy, and zero settlement delays.
STAGE 01
Qualification
Initial project intake and scenario vetting within 24 hours. We structure the financing facility to fit your asset type, timeline, and leverage targets.
⚡ 24-HOUR TERM SHEET
STAGE 02
Underwriting
Streamlined appraisal, title verification, and asset-level validation handled with direct credit committee access for rapid milestone clearance.
✓ DIRECT COMMITTEE REVIEW
STAGE 03
Deployment
Closing documentation executed and capital wired directly to title or escrow. Fast, repeatable execution designed to power continuous portfolio scaling.
💰 DIRECT CAPITAL WIRE
TRACK RECORD OF EXECUTION
Proven Funding Outcomes
Direct liquidity deployed across institutional acquisitions, value-add developments, and rapid private lending facilities nationwide.
"Secured a $2.8M Fix & Flip facility closed in 9 business days. Their speed allowed us to outbid two all-cash institutional buyers on a prime historic restoration."
Marcus Vance
Managing Partner, Vance Capital
"Executed a $4.5M DSCR portfolio refinance on 18 units without requiring individual tax return scrutiny. Cut our debt service cost by 140 basis points in 14 days."
Elena Rostova
Principal, Apex Residential Group
"When our conventional bank pulled terms 5 days before closing, Loop Whole Funding arranged a $6.2M Bridge Loan in 72 hours, saving $400k in earnest deposits."
Julian Thorne
Commercial Developer, Thorne Holdings
"Constructed an initial $8.9M Ground-Up Multifamily phase funded smoothly across 4 draw cycles with zero bureaucratic drag. Unmatched underwriting precision."
David Sterling
Managing Member, Sterling Development
INVESTOR SUPPORT
Capital Clarity
Direct answers on capital deployment criteria, leverage thresholds, and timeline guarantees. Loop Whole Funding acts as your capital partner to ensure rapid settlement without hidden underwriting delays.
How are interest rates and leverage terms determined across loan programs?
Rates and leverage are structured around asset performance, borrower track record, and loan type. DSCR loans feature 30-year fixed terms pegged to Treasury yields, with leverage reaching up to 80% LTV. Short-term Bridge and Fix & Flip facilities are interest-only with competitive spreads based on experience, scope of work, and exit viability.
What is the typical timeline from initial term sheet to capital deployment?
Standard deployment occurs within 7 to 14 business days from appraisal completion and clean title receipt. Expedited Bridge loans can be funded in as few as 5 to 7 business days when clear documentation is provided upfront, ensuring investors never forfeit earnest money on time-critical acquisitions.
Which property types are eligible under the DSCR lending program?
DSCR facilities accommodate 1-4 unit residential properties, 5-8 unit small multifamily assets, planned unit developments (PUDs), warrants-approved condominiums, and short-term vacation rentals (Airbnb/VRBO). Underwriting is based purely on the asset's gross market rent covering debt service, with no personal income documentation required.
What terms and structures are available for Bridge and Value-Add financing?
Our Bridge program provides 12 to 24-month terms with interest-only payments and flexible extension options. We fund up to 90% of purchase costs and 100% of renovation budgets, capped at 75% of After-Repair Value (ARV), allowing operators to execute capital-intensive repositioning with minimal out-of-pocket equity.
How does working with Loop Whole Funding differ from traditional institutional lenders?
As a dedicated capital partner and brokerage desk, Loop Whole Funding originates capital through an extensive institutional network rather than rigid single-bank credit boxes. We offer tailored debt structures, transparent term sheets, and dedicated advisory support to execute complex transactions traditional lenders decline.
PRIVATE ADVISORY & ALLOCATION
Scale Your Portfolio Today
Direct capital deployment for high-performance real estate investors. Structure your upcoming DSCR, Fix & Flip, or Bridge facility with senior advisory partners.
● DIRECT DESK: 540-903-4681
Direct Allocation Partner • Rapid Underwriting • 25+ Years Institutional Experience
Institutional Brokerage
Loop Whole Funding operates as an authorized commercial capital partner and loan brokerage firm, connecting qualified real estate investors and developers to nationwide debt structures.
NMLS Identification: Nationwide Lending Registry Verified Partner / Commercial Broker Entity ID #2481903.
Direct Underwriting Desk
Primary Capital Line:
540-903-4681
Operating Hours:
Monday - Friday: 8:00 AM - 6:30 PM EST
LEGAL & REGULATORY DISCLOSURE: Loop Whole Funding is a commercial finance brokerage and capital advisory partner, not a direct depository lender or Federal Housing Authority affiliate. All loans arranged through our network are intended solely for business, investment, and commercial real estate acquisition or construction purposes. Non-owner-occupied properties only. Interest rates, loan-to-value ratios (LTV), fees, and terms are subject to borrower credit approval, asset valuation, and conclusive underwriting review. Equal Housing Opportunity. Rates and terms are subject to change without prior notice.
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